Your credit score shouldn't hold you back. At The Capitol Repair, we dispute negative items, challenging inaccuracies, and rebuilding your financial profile so you can qualify for more, pay less, and live freely.
Our dispute process is fast, strategic, and law-based — designed to help you see movement quickly, not months down the line.
⚡ Fastest in the industryFrom collections and charge-offs to late payments and inquiries — we've helped clients eliminate harmful items that held them back for years.
🏆 $10M+ removedOver 5,000 clients have trusted us with their credit journey — and their approvals, score increases, and financial wins speak for themselves.
✨ 5,000+ clients servedNo confusing DIY steps. No guessing. No stress. We handle the heavy lifting while you track your progress through your secure client portal.
🔒 100% compliantWe pull and review your credit reports to identify inaccurate, outdated, or unverifiable items affecting your score.
Once you're onboarded, our team gets to work aggressively challenging and disputing all negative items to get them removed as quickly as possible.
Log into your client portal anytime to track your progress. New updates are posted every 35–40 days.
From eliminating collections to wiping out hard inquiries, our clients see real, lasting results. Here's what they have to say about their journey with The CAPITOL REPAIR.
I had 9 collections dragging my score down for years. Within 40 days of signing up with The Capitol Repair, 7 of them were completely gone. I went from a 521 to a 678 and finally got approved for my first home loan.
I was skeptical at first — I'd tried other services before and saw zero results. The Capitol Repair was completely different. They kept me updated every step of the way and removed my medical bills and late payments within 35 days.
After my bankruptcy I thought my credit was finished. The Capitol Repair team treated me with respect and got to work immediately. My score improved by over 120 points and I was able to open new credit lines within two months.
The client portal made everything so transparent — I could see exactly what was being disputed and when. They cleared 14 hard inquiries and two charge-offs in under 45 days. My credit is now at 710 and climbing.

Helping individuals improve their credit with transparent, ethical, and results-driven strategies. We simplify the process so you can take control of your financial future with confidence.
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